Senior Analyst, Strategic Markets

Job Description
Position Description:

Autonomously conducts financial, industry, and credit analysis including gathering, analyzing, and interpreting all types of credit information, including analysis of collateral at policy level detail; credit; structure; insurance carriers; cash flow and other financial ratios

Reviews financial statements, projections and all other relevant financial and non- financial data to develop a succinct analytical foundation for a credit decision

Analysis of legal entity organizational structure and key relationships / contracts

Determine loan creditworthiness through analysis of credit, cash flow, book of business, carrier contracts and financial statements

Projects profitability through detailed financial projections incorporating financial and non-financial issues to structure financial covenants

Ensures structuring decisions reflect commitment to strong asset quality

Provides value-added feedback to the Director of Underwriting and/or the Credit Committee

Prepares comprehensive credit approval summaries for recommendation and presentation
to the Director of Underwriting and/or Strategic Markets team

Participates in client introductory calls, subsequent information development calls with potential clients and on-site visits

May perform due diligence site visits at the prospective clients' and/or seller's agencies

Works closely with the Strategic Markets team to advise and structure potential loans

Adheres to federal and state regulatory requirements

Other duties as defined by management


Bachelor's degree in accounting, finance or economics or equivalent experience in credit analysis and/or loan review

Relevant Experience (required):

Prior experience of at least five years in Commercial Banking & Underwriting is required with extensive experience underwriting loan amounts of $5 million to $20 million
-OR- Insurance industry experience in finance, accounting, mergers & acquisitions or public accounting experience in the insurance industry
-OR- Private equity or investment banking experience in the insurance industry

Must be able to multi-task and work with little direction

Experience with commercial loan or transaction closing process

Comprehensive understanding of general economic theory as it relates to lending and business

Advanced knowledge of credit analysis, underwriting, administration policies and procedures with the ability to analyze risk and make appropriate recommendations to credit policy. Understanding of the need to balance business development with asset quality

Deep knowledge of federal and state laws and regulatory requirements specific to commercial lending

Ability to organize and meet set performance metrics in productivity, quality, and required service levels

Strong written and verbal communications skills. Must have the ability to write succinct credit summary recommendations

Unique ability to communicate with potential clients and guide them through the process from a sales and underwriting perspective

Proficient computer skills including but not limited to Microsoft Office with emphasis in Word, Excel, Power Point and web research

Understanding and experience with the insurance industry is a plus

Ability to travel, perhaps up to 50%


Oak Street Funding LLC

Job Code

State or Province


Print  Close
Terms and Conditions I 2000-2020 Candidate Seeker, Inc. I 1994-2020 Brolin Corporation
   Powered by Portal Prodigy