Senior Underwriter

Job Description

This individual will be responsible for producing and underwriting a profitable book of Surplus Lines Property business. Based upon company underwriting guidelines established and underwriting authority granted, the individual will review submissions including applications, policy wording, inspection reports, loss runs, and financial reports and will conduct appropriate research to determine degree of risk for each account

Determines whether to quote or decline risks and establishes types and limits of coverage along with the appropriate terms and conditions to be provided within prescribed authority levels.

Calculates rates and premium charges by using approved rating models.

Has the ability to work within a non-admitted company environment. Develops and modifies policy wording in accordance with delegated underwriting authority when standard forms is not appropriate.

Consults with insurance brokers and/or accesses other resources to obtain further information, quote rates, or explain company underwriting guidelines.

Manage an assigned underwriting territory. Responsible for production, profitability and relationship with brokers in that territory, including travel to and entertainment of brokers.

Assists lower level underwriters with risk analysis and authorization.

Train lower level underwriters in various underwriting responsibilities.

Cross Sell with other XL business units and underwriters

Other duties as may be assigned.

This individual will report to the Surplus Lines Vice President -Property. Expected to work independently in a responsible way with little to no supervision.


6-10 years surplus lines property underwriting experience


4 year college degree

Minimum Experience

The successful candidate for this position is likely to have a minimum of 6 years of experience.




XL Insurance

Job Code

State or Province


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